Bayshore Mortgage Funding in Louisiana vs the state
12.5%Denial rate-9.67 pts vs state
13.3%Decision denial rate-14.82 pts vs state
81.3%Origination rate+29.28 pts vs state
7.13%Median rate+0.50 pts vs state
1.23Rate spread (pts)+0.88 pts vs state
$61kMedian applicant income
13Loans originated
2Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 35 | 12 | 17.1% | 7.63% | #273 |
| 2024 | 15 | 11 | 13.3% | 7.00% | #333 |
| 2025 | 16 | 13 | 12.5% | 7.13% | #333 |
What Bayshore Mortgage Funding lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Bayshore Mortgage Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin Parish | 7 | 7 | 0 | 0.0% |
| Ouachita Parish | 2 | 1 | 1 | 50.0% |
| Union Parish | 1 | 1 | 0 | 0.0% |
| Richland Parish | 1 | 0 | 0 | 0.0% |
| Bienville Parish | 1 | 1 | 0 | 0.0% |
| Catahoula Parish | 1 | 1 | 0 | 0.0% |
| Claiborne Parish | 1 | 1 | 0 | 0.0% |
| Tangipahoa Parish | 1 | 0 | 1 | 100.0% |
| Acadia Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 16 applications in 2025, of which 13 were originated and 2 denied.
12.5% of all applications, or 13.3% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Bayshore Mortgage Funding originated in Louisiana in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are Bayshore Mortgage Funding's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology