Barrington Bank & Trust Company · Texas · 2025

Barrington Bank & Trust Company in Texas: approval rate, denial rate and rates (2025)

Barrington Bank & Trust Company took 369 mortgage applications in Texas in 2025, ranking #313 of 1,568 lenders active in the state. It originated 48.5% of them and denied 13.3% (20.7% of the applications it decided), against a statewide denial rate of 19.4%.

369Applicationsin TX
20.7%Decision denial ratestate 24.9%
6.50%Median ratestate 6.50%
$265,000Median loanstate $245,000
$61MVolume90 counties

Barrington Bank & Trust Company in Texas vs the state

13.3%Denial rate-6.15 pts vs state
20.7%Decision denial rate-4.22 pts vs state
48.5%Origination rate-6.37 pts vs state
6.50%Median rate0.00 pts vs state
0.19Rate spread (pts)0.00 pts vs state
$100kMedian applicant income
179Loans originated
49Denied

Trend in Texas

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232671546.4%6.25%#338
20243641997.7%6.25%#292
202536917913.3%6.50%#313

What Barrington Bank & Trust Company lends in Texas

By loan purpose

Home purchase 179 49% · 13.4% denied
Refinance 72 20% · 4.2% denied
Cash-out refinance 76 21% · 15.8% denied
Home improvement 14 4% · 21.4% denied
Other / HELOC 28 8% · 25.0% denied

By loan type

Conventional 197 53% · 17.3% denied
FHA 21 6% · 33.3% denied
VA 149 40% · 5.4% denied
USDA / RHS 2 1% · 0.0% denied

Why it denied Texas applicants

Debt-to-income ratio 15 31%
Credit history 11 22%
Collateral 9 18%
Other 9 18%
Insufficient cash 3 6%
Unverifiable information 2 4%

Where in Texas

Counties with the most Barrington Bank & Trust Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Harris County 411710 24.4%
Bexar County 2874 14.3%
Tarrant County 20112 10.0%
Travis County 18101 5.6%
Bell County 1652 12.5%
Denton County 15111 6.7%
Fort Bend County 1582 13.3%
Dallas County 1260 0.0%
Collin County 1070 0.0%
Montgomery County 1081 10.0%

Other large lenders in Texas

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 56,49111.0%6.25%
Rocket MortgageC 45,65822.4%6.63%
21st MortgageF 37,96145.9%9.94%
Dhi Mortgage CompanyB 26,34813.5%4.50%
Lennar MortgageA 21,95920.5%4.50%
Bank of AmericaF 18,00843.0%6.24%
JPMorgan Chase BankB 16,2609.8%6.45%
CMG MortgageA 15,9783.9%6.50%
Vanderbilt Mortgage and FinanceF 15,68344.7%10.50%
Triad Financial ServicesD 15,15850.0%9.35%

Frequently asked questions

Texas: 369 applications in 2025, of which 179 were originated and 49 denied.

13.3% of all applications, or 20.7% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.

The median rate on loans Barrington Bank & Trust Company originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.

About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology