Bank of Springfield in Missouri vs the state
11.6%Denial rate-3.48 pts vs state
13.6%Decision denial rate-5.06 pts vs state
72.5%Origination rate+9.80 pts vs state
6.75%Median rate+0.13 pts vs state
0.22Rate spread (pts)-0.13 pts vs state
$131kMedian applicant income
150Loans originated
24Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 269 | 210 | 8.6% | 7.05% | #122 |
| 2024 | 246 | 176 | 11.0% | 7.05% | #145 |
| 2025 | 207 | 150 | 11.6% | 6.75% | #178 |
What Bank of Springfield lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Bank of Springfield applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 62 | 46 | 7 | 11.3% |
| St. Charles County | 55 | 37 | 6 | 10.9% |
| St. Louis city | 25 | 16 | 5 | 20.0% |
| Jefferson County | 8 | 7 | 1 | 12.5% |
| Franklin County | 8 | 6 | 0 | 0.0% |
| Lincoln County | 7 | 7 | 0 | 0.0% |
| Warren County | 7 | 6 | 0 | 0.0% |
| Camden County | 4 | 4 | 0 | 0.0% |
| Jackson County | 4 | 4 | 0 | 0.0% |
| Marion County | 4 | 2 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 207 applications in 2025, of which 150 were originated and 24 denied.
11.6% of all applications, or 13.6% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Bank of Springfield originated in Missouri in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Bank of Springfield's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology