Atlantic Coast Mortgage in Texas vs the state
6.7%Denial rate-12.76 pts vs state
12.5%Decision denial rate-12.40 pts vs state
40.0%Origination rate-14.88 pts vs state
6.43%Median rate-0.07 pts vs state
0.15Rate spread (pts)-0.04 pts vs state
$135kMedian applicant income
12Loans originated
2Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 6 | 0.0% | 6.31% | #997 |
| 2024 | 11 | 9 | 0.0% | 6.25% | #965 |
| 2025 | 30 | 12 | 6.7% | 6.43% | #808 |
What Atlantic Coast Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Atlantic Coast Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 7 | 3 | 0 | 0.0% |
| Travis County | 3 | 1 | 0 | 0.0% |
| Montgomery County | 2 | 0 | 1 | 50.0% |
| Williamson County | 2 | 1 | 0 | 0.0% |
| Fort Bend County | 2 | 1 | 0 | 0.0% |
| Dallas County | 2 | 2 | 0 | 0.0% |
| Galveston County | 1 | 1 | 0 | 0.0% |
| Denton County | 1 | 1 | 0 | 0.0% |
| Taylor County | 1 | 0 | 0 | 0.0% |
| Bexar County | 1 | 0 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 30 applications in 2025, of which 12 were originated and 2 denied.
6.7% of all applications, or 12.5% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Atlantic Coast Mortgage originated in Texas in 2025 was 6.43%, against a statewide median of 6.50%.
About this data. Figures are Atlantic Coast Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology