Associated Bank in Missouri vs the state
32.1%Denial rate+17.00 pts vs state
36.4%Decision denial rate+17.72 pts vs state
54.4%Origination rate-8.31 pts vs state
6.13%Median rate-0.50 pts vs state
-0.07Rate spread (pts)-0.42 pts vs state
$240kMedian applicant income
100Loans originated
59Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 157 | 81 | 36.3% | 6.75% | #184 |
| 2024 | 192 | 117 | 29.7% | 7.00% | #171 |
| 2025 | 184 | 100 | 32.1% | 6.13% | #194 |
What Associated Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Associated Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 86 | 51 | 24 | 27.9% |
| St. Charles County | 66 | 36 | 23 | 34.8% |
| St. Louis city | 11 | 5 | 3 | 27.3% |
| Jefferson County | 11 | 2 | 7 | 63.6% |
| Warren County | 2 | 2 | 0 | 0.0% |
| Franklin County | 2 | 2 | 0 | 0.0% |
| Perry County | 1 | 0 | 1 | 100.0% |
| Jackson County | 1 | 0 | 0 | 0.0% |
| Benton County | 1 | 1 | 0 | 0.0% |
| Gasconade County | 1 | 0 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 184 applications in 2025, of which 100 were originated and 59 denied.
32.1% of all applications, or 36.4% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Associated Bank originated in Missouri in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Associated Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology