Arvest Bank in Texas vs the state
18.3%Denial rate-1.12 pts vs state
26.8%Decision denial rate+1.90 pts vs state
50.0%Origination rate-4.88 pts vs state
6.63%Median rate+0.13 pts vs state
0.20Rate spread (pts)+0.01 pts vs state
$159kMedian applicant income
71Loans originated
26Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 144 | 71 | 24.3% | 6.50% | #486 |
| 2024 | 131 | 68 | 16.8% | 6.63% | #498 |
| 2025 | 142 | 71 | 18.3% | 6.63% | #485 |
What Arvest Bank lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Arvest Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 15 | 9 | 4 | 26.7% |
| Collin County | 14 | 5 | 5 | 35.7% |
| Tarrant County | 13 | 5 | 3 | 23.1% |
| Dallas County | 12 | 6 | 2 | 16.7% |
| Williamson County | 9 | 6 | 1 | 11.1% |
| Bexar County | 8 | 3 | 4 | 50.0% |
| Denton County | 8 | 2 | 1 | 12.5% |
| Travis County | 7 | 3 | 0 | 0.0% |
| Montgomery County | 6 | 4 | 0 | 0.0% |
| Galveston County | 3 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 142 applications in 2025, of which 71 were originated and 26 denied.
18.3% of all applications, or 26.8% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Arvest Bank originated in Texas in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Arvest Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology