Angel Oak Mortgage Solutions in Texas vs the state
14.1%Denial rate-5.36 pts vs state
19.2%Decision denial rate-5.67 pts vs state
57.6%Origination rate+2.68 pts vs state
7.25%Median rate+0.75 pts vs state
0.98Rate spread (pts)+0.78 pts vs state
$273kMedian applicant income
491Loans originated
120Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 801 | 340 | 18.6% | 8.50% | #186 |
| 2024 | 755 | 444 | 15.1% | 7.81% | #194 |
| 2025 | 853 | 491 | 14.1% | 7.25% | #183 |
What Angel Oak Mortgage Solutions lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Angel Oak Mortgage Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 139 | 73 | 12 | 8.6% |
| Tarrant County | 66 | 41 | 12 | 18.2% |
| Dallas County | 58 | 32 | 10 | 17.2% |
| Fort Bend County | 54 | 36 | 4 | 7.4% |
| Travis County | 48 | 23 | 11 | 22.9% |
| Bexar County | 44 | 23 | 10 | 22.7% |
| Collin County | 43 | 24 | 5 | 11.6% |
| Montgomery County | 40 | 25 | 4 | 10.0% |
| Denton County | 36 | 23 | 5 | 13.9% |
| Galveston County | 31 | 18 | 6 | 19.4% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 853 applications in 2025, of which 491 were originated and 120 denied.
14.1% of all applications, or 19.2% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Angel Oak Mortgage Solutions originated in Texas in 2025 was 7.25%, against a statewide median of 6.50%.
About this data. Figures are Angel Oak Mortgage Solutions's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology