Angel Oak Mortgage Solutions in Colorado vs the state
15.7%Denial rate+0.05 pts vs state
21.0%Decision denial rate+1.35 pts vs state
57.8%Origination rate-2.18 pts vs state
7.37%Median rate+0.75 pts vs state
0.99Rate spread (pts)+0.84 pts vs state
$313kMedian applicant income
107Loans originated
29Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 112 | 55 | 12.5% | 8.38% | #200 |
| 2024 | 139 | 87 | 19.4% | 7.75% | #192 |
| 2025 | 185 | 107 | 15.7% | 7.37% | #186 |
What Angel Oak Mortgage Solutions lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Angel Oak Mortgage Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Denver County | 33 | 16 | 5 | 15.2% |
| Douglas County | 21 | 13 | 4 | 19.0% |
| Arapahoe County | 20 | 12 | 3 | 15.0% |
| Adams County | 16 | 11 | 3 | 18.8% |
| Jefferson County | 10 | 6 | 2 | 20.0% |
| Boulder County | 10 | 4 | 3 | 30.0% |
| El Paso County | 9 | 7 | 2 | 22.2% |
| Weld County | 8 | 4 | 1 | 12.5% |
| Pueblo County | 8 | 8 | 0 | 0.0% |
| Grand County | 8 | 5 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 185 applications in 2025, of which 107 were originated and 29 denied.
15.7% of all applications, or 21.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Angel Oak Mortgage Solutions originated in Colorado in 2025 was 7.37%, against a statewide median of 6.63%.
About this data. Figures are Angel Oak Mortgage Solutions's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology