AMWEST Funding in Washington vs the state
5.9%Denial rate-9.73 pts vs state
8.7%Decision denial rate-10.84 pts vs state
61.5%Origination rate+0.45 pts vs state
7.13%Median rate+0.50 pts vs state
0.64Rate spread (pts)+0.45 pts vs state
$240kMedian applicant income
187Loans originated
18Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 131 | 86 | 7.6% | 8.38% | #193 |
| 2024 | 165 | 99 | 4.9% | 7.75% | #181 |
| 2025 | 304 | 187 | 5.9% | 7.13% | #145 |
What AMWEST Funding lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most AMWEST Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 192 | 134 | 11 | 5.7% |
| Snohomish County | 38 | 22 | 2 | 5.3% |
| Pierce County | 24 | 12 | 2 | 8.3% |
| Whatcom County | 8 | 3 | 0 | 0.0% |
| Clark County | 6 | 5 | 0 | 0.0% |
| Thurston County | 5 | 2 | 0 | 0.0% |
| Kitsap County | 4 | 2 | 0 | 0.0% |
| Lewis County | 3 | 0 | 0 | 0.0% |
| Franklin County | 2 | 0 | 1 | 50.0% |
| Grant County | 2 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 304 applications in 2025, of which 187 were originated and 18 denied.
5.9% of all applications, or 8.7% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans AMWEST Funding originated in Washington in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are AMWEST Funding's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology