AMWEST Funding in Colorado vs the state
5.2%Denial rate-10.44 pts vs state
7.7%Decision denial rate-11.97 pts vs state
61.8%Origination rate+1.77 pts vs state
6.88%Median rate+0.25 pts vs state
0.53Rate spread (pts)+0.38 pts vs state
$162kMedian applicant income
131Loans originated
11Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 102 | 54 | 5.9% | 7.13% | #209 |
| 2024 | 137 | 71 | 8.0% | 7.13% | #194 |
| 2025 | 212 | 131 | 5.2% | 6.88% | #179 |
What AMWEST Funding lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most AMWEST Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Arapahoe County | 32 | 23 | 1 | 3.1% |
| Adams County | 26 | 16 | 0 | 0.0% |
| Denver County | 25 | 16 | 1 | 4.0% |
| Jefferson County | 25 | 13 | 3 | 12.0% |
| Douglas County | 21 | 16 | 0 | 0.0% |
| El Paso County | 16 | 10 | 1 | 6.3% |
| Pueblo County | 11 | 8 | 0 | 0.0% |
| Larimer County | 9 | 8 | 1 | 11.1% |
| Boulder County | 7 | 3 | 1 | 14.3% |
| Mesa County | 6 | 5 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 212 applications in 2025, of which 131 were originated and 11 denied.
5.2% of all applications, or 7.7% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans AMWEST Funding originated in Colorado in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are AMWEST Funding's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology