Aml Funding in Texas vs the state
6.4%Denial rate-13.03 pts vs state
7.9%Decision denial rate-17.01 pts vs state
73.2%Origination rate+18.29 pts vs state
6.50%Median rate0.00 pts vs state
0.24Rate spread (pts)+0.05 pts vs state
$110kMedian applicant income
892Loans originated
78Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 786 | 557 | 11.2% | 6.75% | #188 |
| 2024 | 870 | 642 | 6.6% | 6.81% | #185 |
| 2025 | 1,219 | 892 | 6.4% | 6.50% | #153 |
What Aml Funding lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Aml Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 270 | 189 | 26 | 9.6% |
| Tarrant County | 201 | 150 | 17 | 8.5% |
| Bexar County | 171 | 115 | 12 | 7.0% |
| Dallas County | 130 | 95 | 4 | 3.1% |
| Denton County | 91 | 79 | 2 | 2.2% |
| Collin County | 77 | 62 | 1 | 1.3% |
| Fort Bend County | 63 | 44 | 4 | 6.3% |
| Brazoria County | 23 | 21 | 0 | 0.0% |
| Montgomery County | 16 | 12 | 0 | 0.0% |
| Travis County | 14 | 10 | 1 | 7.1% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 1,219 applications in 2025, of which 892 were originated and 78 denied.
6.4% of all applications, or 7.9% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Aml Funding originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Aml Funding's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology