Aml Funding · Colorado · 2025

Aml Funding in Colorado: approval rate, denial rate and rates (2025)

Aml Funding took 102 mortgage applications in Colorado in 2025, ranking #228 of 1,114 lenders active in the state. It originated 81.4% of them and denied 3.9% (4.5% of the applications it decided), against a statewide denial rate of 15.6%.

102Applicationsin CO
4.5%Decision denial ratestate 19.7%
6.50%Median ratestate 6.63%
$415,000Median loanstate $325,000
$32MVolume17 counties

Aml Funding in Colorado vs the state

3.9%Denial rate-11.71 pts vs state
4.5%Decision denial rate-15.17 pts vs state
81.4%Origination rate+21.35 pts vs state
6.50%Median rate-0.13 pts vs state
0.26Rate spread (pts)+0.11 pts vs state
$116kMedian applicant income
83Loans originated
4Denied

Trend in Colorado

YearApplicationsOriginatedDenial rateMedian rateRank in state
202364419.4%6.88%#257
202486623.5%6.75%#237
2025102833.9%6.50%#228

What Aml Funding lends in Colorado

By loan purpose

Home purchase 87 85% · 2.3% denied
Refinance 12 12% · 16.7% denied
Cash-out refinance 3 3% · 0.0% denied

By loan type

Conventional 71 70% · 2.8% denied
FHA 21 21% · 9.5% denied
VA 10 10% · 0.0% denied

Why it denied Colorado applicants

Other 2 50%
Debt-to-income ratio 1 25%
Credit history 1 25%

Where in Colorado

Counties with the most Aml Funding applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
El Paso County 42350 0.0%
Arapahoe County 13120 0.0%
Adams County 1373 23.1%
Denver County 1081 10.0%
Douglas County 430 0.0%
Boulder County 320 0.0%
Jefferson County 330 0.0%
Pueblo County 330 0.0%
Teller County 220 0.0%
Montrose County 220 0.0%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 102 applications in 2025, of which 83 were originated and 4 denied.

3.9% of all applications, or 4.5% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

The median rate on loans Aml Funding originated in Colorado in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Aml Funding's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology