American Internet Mortgage in Wisconsin vs the state
4.2%Denial rate-9.84 pts vs state
6.3%Decision denial rate-10.11 pts vs state
62.5%Origination rate-5.65 pts vs state
5.50%Median rate-1.13 pts vs state
-0.51Rate spread (pts)-0.63 pts vs state
$154kMedian applicant income
15Loans originated
1Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 5 | 12.5% | 6.50% | #488 |
| 2024 | 16 | 9 | 31.3% | 5.88% | #432 |
| 2025 | 24 | 15 | 4.2% | 5.50% | #403 |
What American Internet Mortgage lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most American Internet Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Waukesha County | 6 | 3 | 1 | 16.7% |
| Outagamie County | 4 | 4 | 0 | 0.0% |
| Ozaukee County | 2 | 1 | 0 | 0.0% |
| St. Croix County | 2 | 1 | 0 | 0.0% |
| Dane County | 2 | 2 | 0 | 0.0% |
| Milwaukee County | 2 | 1 | 0 | 0.0% |
| Eau Claire County | 1 | 0 | 0 | 0.0% |
| Brown County | 1 | 0 | 0 | 0.0% |
| Green Lake County | 1 | 1 | 0 | 0.0% |
| Door County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 24 applications in 2025, of which 15 were originated and 1 denied.
4.2% of all applications, or 6.3% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans American Internet Mortgage originated in Wisconsin in 2025 was 5.50%, against a statewide median of 6.63%.
About this data. Figures are American Internet Mortgage's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology