American Internet Mortgage in West Virginia vs the state
9.1%Denial rate-12.10 pts vs state
25.0%Decision denial rate-1.66 pts vs state
27.3%Origination rate-27.52 pts vs state
5.50%Median rate-1.12 pts vs state
-0.33Rate spread (pts)-0.73 pts vs state
$145kMedian applicant income
3Loans originated
1Denied
What American Internet Mortgage lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most American Internet Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kanawha County | 3 | 0 | 0 | 0.0% |
| Berkeley County | 2 | 0 | 0 | 0.0% |
| Jefferson County | 2 | 0 | 0 | 0.0% |
| Raleigh County | 1 | 1 | 0 | 0.0% |
| Morgan County | 1 | 1 | 0 | 0.0% |
| Monongalia County | 1 | 0 | 1 | 100.0% |
| Wood County | 1 | 1 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 11 applications in 2025, of which 3 were originated and 1 denied.
9.1% of all applications, or 25.0% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans American Internet Mortgage originated in West Virginia in 2025 was 5.50%, against a statewide median of 6.62%.
About this data. Figures are American Internet Mortgage's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology