American Internet Mortgage in Texas vs the state
21.4%Denial rate+1.93 pts vs state
33.9%Decision denial rate+8.95 pts vs state
41.8%Origination rate-13.13 pts vs state
6.00%Median rate-0.50 pts vs state
-0.15Rate spread (pts)-0.35 pts vs state
$162kMedian applicant income
86Loans originated
44Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 125 | 56 | 16.8% | 6.44% | #514 |
| 2024 | 122 | 60 | 18.0% | 6.44% | #516 |
| 2025 | 206 | 86 | 21.4% | 6.00% | #412 |
What American Internet Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most American Internet Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 30 | 10 | 9 | 30.0% |
| Collin County | 24 | 8 | 6 | 25.0% |
| Dallas County | 15 | 2 | 8 | 53.3% |
| Denton County | 15 | 4 | 4 | 26.7% |
| Bexar County | 14 | 8 | 1 | 7.1% |
| Montgomery County | 13 | 6 | 1 | 7.7% |
| Travis County | 8 | 2 | 2 | 25.0% |
| Williamson County | 8 | 4 | 1 | 12.5% |
| Tarrant County | 8 | 2 | 2 | 25.0% |
| Fort Bend County | 8 | 4 | 1 | 12.5% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 206 applications in 2025, of which 86 were originated and 44 denied.
21.4% of all applications, or 33.9% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans American Internet Mortgage originated in Texas in 2025 was 6.00%, against a statewide median of 6.50%.
About this data. Figures are American Internet Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology