American Internet Mortgage in Colorado vs the state
11.4%Denial rate-4.20 pts vs state
18.6%Decision denial rate-1.06 pts vs state
50.0%Origination rate-10.02 pts vs state
6.00%Median rate-0.63 pts vs state
-0.17Rate spread (pts)-0.32 pts vs state
$186kMedian applicant income
35Loans originated
8Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 36 | 19 | 13.9% | 6.50% | #330 |
| 2024 | 42 | 22 | 28.6% | 6.38% | #312 |
| 2025 | 70 | 35 | 11.4% | 6.00% | #265 |
What American Internet Mortgage lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most American Internet Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 8 | 3 | 0 | 0.0% |
| Adams County | 7 | 2 | 0 | 0.0% |
| Douglas County | 6 | 5 | 0 | 0.0% |
| Larimer County | 5 | 4 | 0 | 0.0% |
| Denver County | 5 | 3 | 1 | 20.0% |
| Boulder County | 5 | 1 | 1 | 20.0% |
| El Paso County | 5 | 1 | 1 | 20.0% |
| Summit County | 4 | 2 | 1 | 25.0% |
| Weld County | 4 | 3 | 0 | 0.0% |
| Arapahoe County | 3 | 1 | 1 | 33.3% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 70 applications in 2025, of which 35 were originated and 8 denied.
11.4% of all applications, or 18.6% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans American Internet Mortgage originated in Colorado in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are American Internet Mortgage's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology