American Financing in Nevada vs the state
51.8%Denial rate+34.37 pts vs state
66.7%Decision denial rate+44.45 pts vs state
15.9%Origination rate-41.80 pts vs state
5.99%Median rate-0.63 pts vs state
0.09Rate spread (pts)-0.20 pts vs state
$92kMedian applicant income
35Loans originated
114Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 91 | 10 | 53.9% | 6.00% | #137 |
| 2024 | 201 | 47 | 55.7% | 6.25% | #94 |
| 2025 | 220 | 35 | 51.8% | 5.99% | #99 |
What American Financing lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most American Financing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 147 | 20 | 80 | 54.4% |
| Washoe County | 38 | 4 | 19 | 50.0% |
| Nye County | 10 | 3 | 5 | 50.0% |
| Lyon County | 7 | 0 | 5 | 71.4% |
| Carson City | 4 | 2 | 1 | 25.0% |
| Douglas County | 4 | 1 | 1 | 25.0% |
| Humboldt County | 3 | 2 | 0 | 0.0% |
| Lander County | 2 | 1 | 1 | 50.0% |
| Elko County | 2 | 1 | 1 | 50.0% |
| Pershing County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 220 applications in 2025, of which 35 were originated and 114 denied.
51.8% of all applications, or 66.7% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans American Financing originated in Nevada in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are American Financing's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology