American Financial Resources in Washington vs the state
4.6%Denial rate-11.05 pts vs state
5.8%Decision denial rate-13.78 pts vs state
74.9%Origination rate+13.84 pts vs state
6.38%Median rate-0.25 pts vs state
0.22Rate spread (pts)+0.03 pts vs state
$111kMedian applicant income
179Loans originated
11Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 58 | 25 | 13.8% | 6.63% | #265 |
| 2024 | 114 | 57 | 15.8% | 6.63% | #216 |
| 2025 | 239 | 179 | 4.6% | 6.38% | #173 |
What American Financial Resources lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most American Financial Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 45 | 37 | 1 | 2.2% |
| King County | 32 | 27 | 0 | 0.0% |
| Spokane County | 16 | 12 | 0 | 0.0% |
| Thurston County | 15 | 10 | 1 | 6.7% |
| Snohomish County | 14 | 9 | 4 | 28.6% |
| Mason County | 12 | 7 | 0 | 0.0% |
| Lewis County | 11 | 7 | 1 | 9.1% |
| Clark County | 10 | 6 | 2 | 20.0% |
| Skagit County | 10 | 8 | 0 | 0.0% |
| Whatcom County | 8 | 6 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 239 applications in 2025, of which 179 were originated and 11 denied.
4.6% of all applications, or 5.8% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans American Financial Resources originated in Washington in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are American Financial Resources's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology