American Financial Resources in Kansas vs the state
3.3%Denial rate-11.70 pts vs state
3.9%Decision denial rate-14.35 pts vs state
81.4%Origination rate+17.61 pts vs state
6.50%Median rate-0.13 pts vs state
0.44Rate spread (pts)+0.14 pts vs state
$82kMedian applicant income
171Loans originated
7Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 23 | 16 | 4.4% | 6.88% | #266 |
| 2024 | 63 | 47 | 1.6% | 6.99% | #191 |
| 2025 | 210 | 171 | 3.3% | 6.50% | #100 |
What American Financial Resources lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most American Financial Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 89 | 76 | 1 | 1.1% |
| Johnson County | 34 | 26 | 0 | 0.0% |
| Wyandotte County | 18 | 16 | 2 | 11.1% |
| Riley County | 9 | 9 | 0 | 0.0% |
| Douglas County | 5 | 4 | 0 | 0.0% |
| Leavenworth County | 5 | 3 | 1 | 20.0% |
| Harvey County | 4 | 3 | 0 | 0.0% |
| Franklin County | 4 | 3 | 0 | 0.0% |
| Shawnee County | 4 | 3 | 0 | 0.0% |
| Butler County | 4 | 4 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 210 applications in 2025, of which 171 were originated and 7 denied.
3.3% of all applications, or 3.9% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans American Financial Resources originated in Kansas in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are American Financial Resources's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology