American Airlines Federal Credit Union in Colorado vs the state
15.2%Denial rate-0.48 pts vs state
16.7%Decision denial rate-2.99 pts vs state
69.7%Origination rate+9.68 pts vs state
6.63%Median rate0.00 pts vs state
-0.03Rate spread (pts)-0.18 pts vs state
$175kMedian applicant income
23Loans originated
5Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 46 | 34 | 8.7% | 6.13% | #298 |
| 2024 | 37 | 25 | 21.6% | 6.50% | #328 |
| 2025 | 33 | 23 | 15.2% | 6.63% | #353 |
What American Airlines Federal Credit Union lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most American Airlines Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 4 | 4 | 0 | 0.0% |
| El Paso County | 4 | 1 | 2 | 50.0% |
| Douglas County | 4 | 1 | 0 | 0.0% |
| Denver County | 3 | 2 | 1 | 33.3% |
| Arapahoe County | 2 | 2 | 0 | 0.0% |
| Adams County | 2 | 2 | 0 | 0.0% |
| La Plata County | 1 | 1 | 0 | 0.0% |
| Broomfield County | 1 | 0 | 1 | 100.0% |
| Summit County | 1 | 1 | 0 | 0.0% |
| Weld County | 1 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 33 applications in 2025, of which 23 were originated and 5 denied.
15.2% of all applications, or 16.7% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans American Airlines Federal Credit Union originated in Colorado in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are American Airlines Federal Credit Union's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology