Alliant Credit Union in Colorado vs the state
28.7%Denial rate+13.07 pts vs state
33.0%Decision denial rate+13.34 pts vs state
56.4%Origination rate-3.65 pts vs state
7.75%Median rate+1.13 pts vs state
0.38Rate spread (pts)+0.23 pts vs state
$174kMedian applicant income
385Loans originated
196Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 586 | 337 | 29.9% | 9.50% | #86 |
| 2024 | 576 | 332 | 30.7% | 7.50% | #90 |
| 2025 | 683 | 385 | 28.7% | 7.75% | #86 |
What Alliant Credit Union lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Alliant Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Denver County | 97 | 53 | 26 | 26.8% |
| Jefferson County | 91 | 60 | 22 | 24.2% |
| Arapahoe County | 90 | 41 | 30 | 33.3% |
| Douglas County | 75 | 45 | 19 | 25.3% |
| Adams County | 57 | 33 | 19 | 33.3% |
| El Paso County | 45 | 25 | 19 | 42.2% |
| Larimer County | 34 | 20 | 10 | 29.4% |
| Weld County | 33 | 17 | 9 | 27.3% |
| Boulder County | 30 | 20 | 5 | 16.7% |
| Broomfield County | 17 | 8 | 5 | 29.4% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 683 applications in 2025, of which 385 were originated and 196 denied.
28.7% of all applications, or 33.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Alliant Credit Union originated in Colorado in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Alliant Credit Union's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology