All Credit Considered Mortgage in Texas vs the state
2.7%Denial rate-16.78 pts vs state
2.7%Decision denial rate-22.25 pts vs state
97.4%Origination rate+42.47 pts vs state
7.50%Median rate+1.00 pts vs state
1.01Rate spread (pts)+0.81 pts vs state
$153kMedian applicant income
184Loans originated
5Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 424 | 205 | 27.8% | 9.25% | #276 |
| 2024 | 631 | 287 | 27.6% | 8.13% | #221 |
| 2025 | 189 | 184 | 2.7% | 7.50% | #423 |
What All Credit Considered Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most All Credit Considered Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 36 | 35 | 1 | 2.8% |
| Dallas County | 23 | 23 | 0 | 0.0% |
| Travis County | 17 | 17 | 0 | 0.0% |
| Bexar County | 12 | 12 | 0 | 0.0% |
| Montgomery County | 10 | 9 | 1 | 10.0% |
| Bell County | 9 | 9 | 0 | 0.0% |
| Collin County | 8 | 8 | 0 | 0.0% |
| Hidalgo County | 8 | 7 | 1 | 12.5% |
| Tarrant County | 7 | 7 | 0 | 0.0% |
| Denton County | 6 | 6 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 189 applications in 2025, of which 184 were originated and 5 denied.
2.7% of all applications, or 2.7% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans All Credit Considered Mortgage originated in Texas in 2025 was 7.50%, against a statewide median of 6.50%.
About this data. Figures are All Credit Considered Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology