Ahl Funding in Texas vs the state
1.5%Denial rate-17.96 pts vs state
2.1%Decision denial rate-22.77 pts vs state
67.7%Origination rate+12.77 pts vs state
6.99%Median rate+0.49 pts vs state
0.86Rate spread (pts)+0.67 pts vs state
$156kMedian applicant income
46Loans originated
1Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 123 | 72 | 2.4% | 6.93% | #519 |
| 2024 | 93 | 58 | 0.0% | 6.50% | #571 |
| 2025 | 68 | 46 | 1.5% | 6.99% | #641 |
What Ahl Funding lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Ahl Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 15 | 9 | 0 | 0.0% |
| Fort Bend County | 11 | 10 | 0 | 0.0% |
| Dallas County | 10 | 6 | 1 | 10.0% |
| Travis County | 4 | 3 | 0 | 0.0% |
| Tarrant County | 3 | 3 | 0 | 0.0% |
| Williamson County | 3 | 2 | 0 | 0.0% |
| McLennan County | 3 | 1 | 0 | 0.0% |
| El Paso County | 2 | 1 | 0 | 0.0% |
| Galveston County | 2 | 0 | 0 | 0.0% |
| Collin County | 2 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 68 applications in 2025, of which 46 were originated and 1 denied.
1.5% of all applications, or 2.1% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Ahl Funding originated in Texas in 2025 was 6.99%, against a statewide median of 6.50%.
About this data. Figures are Ahl Funding's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology