ABL RPC Residential Credit Acquisition in Ohio vs the state
29.8%Denial rate+12.13 pts vs state
30.9%Decision denial rate+9.02 pts vs state
59.7%Origination rate-0.25 pts vs state
7.69%Median rate+0.81 pts vs state
—Rate spread (pts)
—Median applicant income
34Loans originated
17Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 33 | 15 | 27.3% | 9.38% | #454 |
| 2024 | 51 | 26 | 33.3% | 7.56% | #388 |
| 2025 | 57 | 34 | 29.8% | 7.69% | #391 |
What ABL RPC Residential Credit Acquisition lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most ABL RPC Residential Credit Acquisition applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 18 | 9 | 6 | 33.3% |
| Summit County | 6 | 5 | 1 | 16.7% |
| Mahoning County | 4 | 1 | 3 | 75.0% |
| Franklin County | 4 | 3 | 0 | 0.0% |
| Columbiana County | 2 | 0 | 1 | 50.0% |
| Hocking County | 2 | 2 | 0 | 0.0% |
| Lucas County | 2 | 2 | 0 | 0.0% |
| Muskingum County | 2 | 2 | 0 | 0.0% |
| Miami County | 2 | 2 | 0 | 0.0% |
| Stark County | 2 | 0 | 1 | 50.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 57 applications in 2025, of which 34 were originated and 17 denied.
29.8% of all applications, or 30.9% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans ABL RPC Residential Credit Acquisition originated in Ohio in 2025 was 7.69%, against a statewide median of 6.88%.
About this data. Figures are ABL RPC Residential Credit Acquisition's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology