AAFMAA Mortgage Services in Texas vs the state
6.8%Denial rate-12.65 pts vs state
8.9%Decision denial rate-16.01 pts vs state
67.8%Origination rate+12.92 pts vs state
6.06%Median rate-0.44 pts vs state
0.15Rate spread (pts)-0.04 pts vs state
$104kMedian applicant income
40Loans originated
4Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 47 | 26 | 0.0% | 6.94% | #726 |
| 2024 | 17 | 8 | 0.0% | 6.25% | #881 |
| 2025 | 59 | 40 | 6.8% | 6.06% | #677 |
What AAFMAA Mortgage Services lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most AAFMAA Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Brazoria County | 15 | 13 | 0 | 0.0% |
| Johnson County | 12 | 8 | 1 | 8.3% |
| Tarrant County | 6 | 2 | 2 | 33.3% |
| Parker County | 3 | 3 | 0 | 0.0% |
| Hood County | 3 | 2 | 0 | 0.0% |
| Dallas County | 2 | 2 | 0 | 0.0% |
| Uvalde County | 2 | 2 | 0 | 0.0% |
| Collin County | 2 | 0 | 1 | 50.0% |
| Hill County | 2 | 2 | 0 | 0.0% |
| Rockwall County | 1 | 0 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 59 applications in 2025, of which 40 were originated and 4 denied.
6.8% of all applications, or 8.9% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans AAFMAA Mortgage Services originated in Texas in 2025 was 6.06%, against a statewide median of 6.50%.
About this data. Figures are AAFMAA Mortgage Services's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology