AAA Capital Investment in Texas vs the state
1.6%Denial rate-17.86 pts vs state
1.6%Decision denial rate-23.33 pts vs state
71.3%Origination rate+16.38 pts vs state
6.63%Median rate+0.13 pts vs state
0.40Rate spread (pts)+0.20 pts vs state
$91kMedian applicant income
181Loans originated
4Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 56 | 34 | 3.6% | 7.19% | #692 |
| 2024 | 173 | 127 | 2.3% | 7.00% | #433 |
| 2025 | 254 | 181 | 1.6% | 6.63% | #371 |
What AAA Capital Investment lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most AAA Capital Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Collin County | 44 | 36 | 0 | 0.0% |
| Harris County | 37 | 26 | 0 | 0.0% |
| Fort Bend County | 28 | 22 | 0 | 0.0% |
| Denton County | 26 | 19 | 0 | 0.0% |
| Tarrant County | 22 | 12 | 1 | 4.5% |
| Dallas County | 14 | 8 | 1 | 7.1% |
| Montgomery County | 14 | 12 | 0 | 0.0% |
| Bexar County | 11 | 9 | 0 | 0.0% |
| Travis County | 10 | 6 | 1 | 10.0% |
| Williamson County | 6 | 5 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 254 applications in 2025, of which 181 were originated and 4 denied.
1.6% of all applications, or 1.6% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans AAA Capital Investment originated in Texas in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are AAA Capital Investment's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology