Largest lenders in Accomack County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Presidential Bank | B | 86 | 71 | 2.3% | 6.75% |
| 2 | Rocket Mortgage | C | 78 | 53 | 20.5% | 6.99% |
| 3 | Vanderbilt Mortgage and Finance | F | 78 | 5 | 51.3% | 9.25% |
| 4 | Atlantic Union Bank | C | 76 | 45 | 34.2% | 7.50% |
| 5 | Calvin B. Taylor Banking Company of Berlin, Maryland | C | 74 | 45 | 13.5% | 6.75% |
| 6 | Tidewater Mortgage Services | C | 57 | 28 | 17.5% | 6.50% |
| 7 | PNC Bank | D | 53 | 28 | 30.2% | 7.64% |
| 8 | United Shore Financial Services | B | 37 | 25 | 21.6% | 6.13% |
| 9 | Navy Federal Credit Union | D | 37 | 18 | 27.0% | 7.56% |
| 10 | Mortgage Research Center | C | 31 | 14 | 9.7% | 6.50% |
| 11 | Pennymac Loan Services | C | 30 | 13 | 13.3% | 7.75% |
| 12 | Truist Bank | C | 30 | 12 | 36.7% | 7.00% |
| 13 | Prosperity Home Mortgage | A | 29 | 22 | 3.5% | 6.75% |
| 14 | Loandepot.Com | D | 20 | 12 | 20.0% | 6.87% |
| 15 | Swbc Mortgage | A | 18 | 12 | 0.0% | 7.00% |
| 16 | LANGLEY Federal Credit Union | C | 18 | 13 | 22.2% | 6.99% |
| 17 | CMG Mortgage | A | 17 | 13 | 5.9% | 6.13% |
| 18 | AmeriSave Mortgage | D | 16 | 4 | 56.3% | 7.88% |
| 19 | Freedom Mortgage | B | 16 | 8 | 6.3% | 6.19% |
| 20 | NASA Federal Credit Union | B | 15 | 11 | 6.7% | 7.25% |
| 21 | First Horizon Bank | B | 13 | 6 | 38.5% | 7.44% |
| 22 | Spring Eq | D | 13 | 2 | 76.9% | 10.28% |
| 23 | Crosscountry Mortgage | B | 11 | 7 | 0.0% | 6.25% |
| 24 | Nationstar Mortgage | C | 11 | 10 | 0.0% | 7.25% |
| 25 | Newrez | D | 11 | 3 | 36.4% | 6.25% |
Best approval odds in Accomack County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Presidential Bank | 74 | 2.7% |
| 2 | Calvin B. Taylor Banking Company of Berlin, Maryland | 64 | 15.6% |
| 3 | Rocket Mortgage | 72 | 22.2% |
| 4 | Atlantic Union Bank | 72 | 36.1% |
What Accomack County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Accomack County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,119 | 551 | 25.7% | 6.98% | $165,000 |
| 2024 | 1,173 | 623 | 21.7% | 6.99% | $175,000 |
| 2025 | 1,233 | 656 | 21.3% | 6.88% | $195,000 |
Frequently asked questions
21.3% of applications in Accomack County were denied in 2025, against 15.9% statewide in Virginia.
Presidential Bank, with 86 applications in 2025 and a denial rate of 2.3%.
The median mortgage application in Accomack County in 2025 was for $195,000; the median property value on originated loans was $315,000.