Calvin B. Taylor Banking Company of Berlin, Maryland · Virginia · 2025

Calvin B. Taylor Banking Company of Berlin, Maryland in Virginia: approval rate, denial rate and rates (2025)

Calvin B. Taylor Banking Company of Berlin, Maryland took 103 mortgage applications in Virginia in 2025, ranking #288 of 1,013 lenders active in the state. It originated 59.2% of them and denied 12.6% (15.1% of the applications it decided), against a statewide denial rate of 15.9%.

103Applicationsin VA
15.1%Decision denial ratestate 20.3%
6.70%Median ratestate 6.63%
$275,000Median loanstate $255,000
$21MVolume4 counties

Calvin B. Taylor Banking Company of Berlin, Maryland in Virginia vs the state

12.6%Denial rate-3.32 pts vs state
15.1%Decision denial rate-5.13 pts vs state
59.2%Origination rate-0.30 pts vs state
6.70%Median rate+0.08 pts vs state
0.18Rate spread (pts)-0.04 pts vs state
$134kMedian applicant income
61Loans originated
13Denied

Trend in Virginia

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023956014.7%#270
20241136117.7%6.75%#265
20251036112.6%6.70%#288

What Calvin B. Taylor Banking Company of Berlin, Maryland lends in Virginia

By loan purpose

Home purchase 80 78% · 8.8% denied
Refinance 14 14% · 28.6% denied
Home improvement 3 3% · 33.3% denied
Other / HELOC 6 6% · 16.7% denied

By loan type

Conventional 103 100% · 12.6% denied

Why it denied Virginia applicants

Debt-to-income ratio 7 54%
Credit history 6 46%

Where in Virginia

Counties with the most Calvin B. Taylor Banking Company of Berlin, Maryland applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Accomack County 724410 13.9%
Northampton County 28163 10.7%
Virginia Beach city 210 0.0%
Chesapeake city 100 0.0%

Other large lenders in Virginia

LenderGradeApplicationsDenial rateMedian rate
Navy Federal Credit UnionD 19,39519.3%7.75%
Rocket MortgageC 19,27414.8%6.63%
United Shore Financial ServicesB 13,99410.4%6.12%
Truist BankC 11,83831.6%6.49%
Mortgage Research CenterC 9,00016.7%6.25%
Pennymac Loan ServicesC 8,33410.7%6.38%
Freedom MortgageB 8,0296.5%6.25%
Bank of AmericaF 6,58431.9%6.24%
NewrezD 6,39016.4%6.38%
Movement MortgageA 6,1264.3%6.56%

Frequently asked questions

Virginia: 103 applications in 2025, of which 61 were originated and 13 denied.

12.6% of all applications, or 15.1% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.

The median rate on loans Calvin B. Taylor Banking Company of Berlin, Maryland originated in Virginia in 2025 was 6.70%, against a statewide median of 6.63%.

About this data. Figures are Calvin B. Taylor Banking Company of Berlin, Maryland's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology