NASA Federal Credit Union in Virginia vs the state
2.6%Denial rate-13.31 pts vs state
2.8%Decision denial rate-17.50 pts vs state
84.2%Origination rate+24.69 pts vs state
7.25%Median rate+0.63 pts vs state
0.16Rate spread (pts)-0.06 pts vs state
$181kMedian applicant income
96Loans originated
3Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 62 | 49 | 1.6% | 7.50% | #328 |
| 2024 | 61 | 48 | 3.3% | 7.19% | #339 |
| 2025 | 114 | 96 | 2.6% | 7.25% | #275 |
What NASA Federal Credit Union lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most NASA Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 31 | 27 | 1 | 3.2% |
| Loudoun County | 16 | 15 | 0 | 0.0% |
| Accomack County | 15 | 11 | 1 | 6.7% |
| Prince William County | 6 | 5 | 0 | 0.0% |
| Chesterfield County | 4 | 4 | 0 | 0.0% |
| Arlington County | 4 | 4 | 0 | 0.0% |
| Alexandria city | 4 | 2 | 1 | 25.0% |
| Spotsylvania County | 3 | 2 | 0 | 0.0% |
| Stafford County | 3 | 3 | 0 | 0.0% |
| Page County | 2 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 114 applications in 2025, of which 96 were originated and 3 denied.
2.6% of all applications, or 2.8% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans NASA Federal Credit Union originated in Virginia in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are NASA Federal Credit Union's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology