Page County, Virginia · 2025

Mortgage lenders in Page County, VA: denial rates and top lenders (2025)

176 lenders acted on 994 mortgage applications for properties in Page County in 2025. 16.6% were denied (Virginia: 15.9%). Median rate on closed loans 6.63%; median loan $215,000; median property value $315,000.

994Applications
16.6%Denial ratestate 15.9%
6.63%Median ratestate 6.63%
$215,000Median loan
$315,000Median property value

Largest lenders in Page County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 Rocket Mortgage C 10269 20.6%6.63%
2 Truist Bank C 6533 33.9%6.49%
3 Dhi Mortgage Company B 4734 4.3%7.00%
4 United Shore Financial Services B 4522 20.0%6.37%
5 DuPont Community Federally Insured State-Chartered Credit Union A 2816 21.4%7.50%
6 Crosscountry Mortgage B 2418 8.3%6.85%
7 Alcova Mortgage A 2317 4.4%6.63%
8 Pennymac Loan Services C 2211 4.6%6.75%
9 Movement Mortgage A 2214 4.6%6.69%
10 Vanderbilt Mortgage and Finance F 226 40.9%8.87%
11 Freedom Mortgage B 218 23.8%6.50%
12 PARTNERS 1ST Federal Credit Union C 2116 14.3%7.31%
13 F & M Bank B 1916 0.0%6.50%
14 Integrity Home Mortgage B 1916 0.0%6.38%
15 Navy Federal Credit Union D 175 29.4%6.13%
16 AmeriSave Mortgage D 166 50.0%9.31%
17 Mortgage Research Center C 166 37.5%6.25%
18 Newrez D 148 14.3%6.44%
19 Broker Solutions D 145 21.4%6.25%
20 Coastal Community Bank C 143 0.0%11.24%
21 Atlantic Union Bank C 125 50.0%7.69%
22 Fairway Independent Mortgage B 1210 0.0%6.62%
23 Loandepot.Com D 126 8.3%6.31%
24 United Bank C 119 9.1%6.24%
25 Envoy Mortgage D 115 27.3%7.00%

Best approval odds in Page County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1Rocket Mortgage9422.3%
2Truist Bank5837.9%

What Page County borrowers applied for

By loan purpose

Home purchase 471 47% · 9.3% denied
Refinance 131 13% · 14.5% denied
Cash-out refinance 222 22% · 21.2% denied
Home improvement 68 7% · 39.7% denied
Other / HELOC 102 10% · 27.5% denied

By loan type

Conventional 669 67% · 15.4% denied
FHA 217 22% · 19.8% denied
VA 86 9% · 18.6% denied
USDA / RHS 22 2% · 13.6% denied

Why applications were denied

Debt-to-income ratio 47 29%
Collateral 37 23%
Credit history 29 18%
Incomplete application 20 12%
Unverifiable information 13 8%
Other 12 7%
Insufficient cash 5 3%
Employment history 1 1%

Page County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202375944518.7%6.99%$185,000
202486949220.7%6.75%$205,000
202599457816.6%6.63%$215,000

Frequently asked questions

16.6% of applications in Page County were denied in 2025, against 15.9% statewide in Virginia.

Rocket Mortgage, with 102 applications in 2025 and a denial rate of 20.6%.

The median mortgage application in Page County in 2025 was for $215,000; the median property value on originated loans was $315,000.