Coastal Community Bank in Virginia vs the state
2.1%Denial rate-13.87 pts vs state
2.8%Decision denial rate-17.42 pts vs state
24.7%Origination rate-34.79 pts vs state
9.99%Median rate+3.37 pts vs state
2.79Rate spread (pts)+2.57 pts vs state
$135kMedian applicant income
824Loans originated
69Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 420 | 154 | 0.7% | 14.62% | #118 |
| 2024 | 2,342 | 591 | 1.5% | 12.74% | #33 |
| 2025 | 3,332 | 824 | 2.1% | 9.99% | #22 |
What Coastal Community Bank lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Coastal Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 350 | 76 | 6 | 1.7% |
| Prince William County | 304 | 70 | 1 | 0.3% |
| Loudoun County | 279 | 64 | 14 | 5.0% |
| Chesterfield County | 216 | 67 | 5 | 2.3% |
| Virginia Beach city | 209 | 48 | 7 | 3.3% |
| Henrico County | 138 | 32 | 0 | 0.0% |
| Chesapeake city | 121 | 28 | 2 | 1.7% |
| Stafford County | 115 | 29 | 2 | 1.7% |
| Spotsylvania County | 98 | 34 | 4 | 4.1% |
| Hanover County | 76 | 27 | 1 | 1.3% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 3,332 applications in 2025, of which 824 were originated and 69 denied.
2.1% of all applications, or 2.8% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Coastal Community Bank originated in Virginia in 2025 was 9.99%, against a statewide median of 6.63%.
About this data. Figures are Coastal Community Bank's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology