DuPont Community Federally Insured State-Chartered Credit Union in Virginia vs the state
12.0%Denial rate-3.98 pts vs state
13.0%Decision denial rate-7.22 pts vs state
78.7%Origination rate+19.22 pts vs state
7.25%Median rate+0.63 pts vs state
0.09Rate spread (pts)-0.14 pts vs state
$84kMedian applicant income
1,330Loans originated
202Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,239 | 861 | 14.6% | 7.75% | #51 |
| 2024 | 993 | 777 | 12.5% | 8.00% | #77 |
| 2025 | 1,689 | 1,330 | 12.0% | 7.25% | #48 |
What DuPont Community Federally Insured State-Chartered Credit Union lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most DuPont Community Federally Insured State-Chartered Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Augusta County | 675 | 548 | 71 | 10.5% |
| Rockingham County | 287 | 219 | 36 | 12.5% |
| Staunton city | 180 | 138 | 24 | 13.3% |
| Waynesboro city | 154 | 129 | 18 | 11.7% |
| Shenandoah County | 125 | 92 | 19 | 15.2% |
| Harrisonburg city | 68 | 54 | 6 | 8.8% |
| Rockbridge County | 66 | 48 | 10 | 15.2% |
| Page County | 28 | 16 | 6 | 21.4% |
| Nelson County | 10 | 8 | 1 | 10.0% |
| Albemarle County | 8 | 7 | 1 | 12.5% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 1,689 applications in 2025, of which 1,330 were originated and 202 denied.
12.0% of all applications, or 13.0% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans DuPont Community Federally Insured State-Chartered Credit Union originated in Virginia in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are DuPont Community Federally Insured State-Chartered Credit Union's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology