Largest lenders in Harrisonburg city
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | DuPont Community Federally Insured State-Chartered Credit Union | A | 68 | 54 | 8.8% | 7.38% |
| 2 | F & M Bank | B | 50 | 41 | 2.0% | 6.75% |
| 3 | Truist Bank | C | 47 | 25 | 42.6% | 6.38% |
| 4 | NVR Mortgage Finance | B | 45 | 34 | 15.6% | 6.13% |
| 5 | Rocket Mortgage | C | 34 | 27 | 11.8% | 6.63% |
| 6 | Movement Mortgage | A | 33 | 20 | 3.0% | 6.13% |
| 7 | United Shore Financial Services | B | 29 | 21 | 6.9% | 6.13% |
| 8 | Park View Federal Credit Union | A | 28 | 27 | 3.6% | 7.00% |
| 9 | Integrity Home Mortgage | B | 23 | 18 | 4.4% | 6.69% |
| 10 | Atlantic Union Bank | C | 18 | 10 | 38.9% | 7.31% |
| 11 | Coastal Community Bank | C | 15 | 0 | 0.0% | — |
| 12 | Alcova Mortgage | A | 14 | 13 | 0.0% | 6.75% |
| 13 | Lower | C | 13 | 9 | 0.0% | 6.63% |
| 14 | United Bank | C | 12 | 10 | 0.0% | 6.63% |
| 15 | Total Mortgage Services | B | 11 | 7 | 0.0% | 6.88% |
| 16 | Newrez | D | 11 | 3 | 45.5% | 6.63% |
| 17 | Vanderbilt Mortgage and Finance | F | 11 | 0 | 54.6% | — |
| 18 | Wells Fargo Bank | B | 10 | 5 | 20.0% | 6.75% |
| 19 | Commonwealth One | D | 10 | 5 | 40.0% | 6.62% |
| 20 | Virginia Credit Union | D | 10 | 9 | 0.0% | 6.26% |
| 21 | Bank of America | F | 9 | 2 | 44.4% | 5.99% |
| 22 | Broker Solutions | D | 8 | 5 | 0.0% | 6.63% |
| 23 | Lendingone | F | 8 | 0 | 50.0% | — |
| 24 | Pendleton Community Bank | B | 8 | 8 | 0.0% | — |
| 25 | Discover Bank | F | 7 | 2 | 14.3% | 11.54% |
Best approval odds in Harrisonburg city
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | DuPont Community Federally Insured State-Chartered Credit Union | 61 | 9.8% |
What Harrisonburg city borrowers applied for
By loan purpose
By loan type
Why applications were denied
Harrisonburg city by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 757 | 476 | 16.0% | 6.88% | $195,000 |
| 2024 | 846 | 577 | 15.4% | 6.99% | $215,000 |
| 2025 | 792 | 498 | 16.2% | 6.75% | $205,000 |
Frequently asked questions
16.2% of applications in Harrisonburg city were denied in 2025, against 15.9% statewide in Virginia.
DuPont Community Federally Insured State-Chartered Credit Union, with 68 applications in 2025 and a denial rate of 8.8%.
The median mortgage application in Harrisonburg city in 2025 was for $205,000; the median property value on originated loans was $335,000.