Park View Federal Credit Union in Virginia vs the state
1.6%Denial rate-14.33 pts vs state
1.7%Decision denial rate-18.56 pts vs state
93.6%Origination rate+34.03 pts vs state
7.00%Median rate+0.38 pts vs state
-0.26Rate spread (pts)-0.48 pts vs state
$114kMedian applicant income
116Loans originated
2Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 196 | 186 | 1.0% | 7.50% | #190 |
| 2024 | 317 | 278 | 1.9% | 7.50% | #150 |
| 2025 | 124 | 116 | 1.6% | 7.00% | #262 |
What Park View Federal Credit Union lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Park View Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rockingham County | 73 | 71 | 0 | 0.0% |
| Harrisonburg city | 28 | 27 | 1 | 3.6% |
| Augusta County | 8 | 7 | 0 | 0.0% |
| Staunton city | 3 | 3 | 0 | 0.0% |
| Shenandoah County | 2 | 2 | 0 | 0.0% |
| Charlottesville city | 1 | 1 | 0 | 0.0% |
| Albemarle County | 1 | 1 | 0 | 0.0% |
| Stafford County | 1 | 1 | 0 | 0.0% |
| Page County | 1 | 1 | 0 | 0.0% |
| Buckingham County | 1 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 124 applications in 2025, of which 116 were originated and 2 denied.
1.6% of all applications, or 1.7% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Park View Federal Credit Union originated in Virginia in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Park View Federal Credit Union's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology