Dhi Mortgage Company in Virginia vs the state
10.0%Denial rate-5.96 pts vs state
12.7%Decision denial rate-7.59 pts vs state
68.3%Origination rate+8.78 pts vs state
5.50%Median rate-1.13 pts vs state
-0.96Rate spread (pts)-1.18 pts vs state
$127kMedian applicant income
657Loans originated
96Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 564 | 448 | 4.3% | 5.50% | #93 |
| 2024 | 805 | 591 | 6.8% | 5.50% | #84 |
| 2025 | 962 | 657 | 10.0% | 5.50% | #77 |
What Dhi Mortgage Company lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Dhi Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Frederick County | 280 | 208 | 14 | 5.0% |
| New Kent County | 104 | 70 | 14 | 13.5% |
| Chesterfield County | 94 | 61 | 16 | 17.0% |
| Suffolk city | 47 | 32 | 9 | 19.1% |
| Page County | 47 | 34 | 2 | 4.3% |
| Rockbridge County | 46 | 35 | 4 | 8.7% |
| Prince George County | 32 | 18 | 8 | 25.0% |
| Augusta County | 31 | 19 | 1 | 3.2% |
| Rockingham County | 29 | 10 | 6 | 20.7% |
| Chesapeake city | 28 | 17 | 3 | 10.7% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 962 applications in 2025, of which 657 were originated and 96 denied.
10.0% of all applications, or 12.7% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Dhi Mortgage Company originated in Virginia in 2025 was 5.50%, against a statewide median of 6.63%.
About this data. Figures are Dhi Mortgage Company's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology