Largest lenders in Prince George County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | F | 122 | 5 | 51.6% | 10.99% |
| 2 | Rocket Mortgage | C | 93 | 62 | 16.1% | 6.75% |
| 3 | Freedom Mortgage | B | 73 | 38 | 5.5% | 6.19% |
| 4 | Triad Financial Services | D | 71 | 14 | 59.2% | 8.49% |
| 5 | Truist Bank | C | 70 | 41 | 32.9% | 6.99% |
| 6 | United Shore Financial Services | B | 57 | 41 | 12.3% | 6.25% |
| 7 | Tammac Holdings | D | 55 | 1 | 78.2% | 10.35% |
| 8 | Virginia Credit Union | D | 54 | 37 | 24.1% | 6.24% |
| 9 | Presidential Bank | B | 50 | 44 | 2.0% | 6.88% |
| 10 | Mortgage Research Center | C | 49 | 22 | 22.5% | 6.19% |
| 11 | Navy Federal Credit Union | D | 37 | 19 | 24.3% | 8.00% |
| 12 | Dhi Mortgage Company | B | 32 | 18 | 25.0% | 3.99% |
| 13 | C & F Mortgage | A | 28 | 22 | 0.0% | 6.63% |
| 14 | Pennymac Loan Services | C | 26 | 14 | 7.7% | 8.88% |
| 15 | NVR Mortgage Finance | B | 25 | 15 | 36.0% | 5.50% |
| 16 | Newrez | D | 24 | 15 | 4.2% | 6.25% |
| 17 | Loandepot.Com | D | 24 | 18 | 20.8% | 6.50% |
| 18 | Carrington Mortgage Services | D | 17 | 4 | 64.7% | 8.44% |
| 19 | Broker Solutions | D | 16 | 5 | 12.5% | 6.75% |
| 20 | Capital Center | C | 15 | 9 | 13.3% | 7.13% |
| 21 | Alcova Mortgage | A | 14 | 12 | 0.0% | 6.50% |
| 22 | Southern Trust Mortgage | B | 14 | 8 | 0.0% | 6.50% |
| 23 | American Neighborhood Mortgage Acceptance Company | B | 14 | 6 | 14.3% | 6.56% |
| 24 | Tidewater Mortgage Services | C | 14 | 11 | 0.0% | 6.25% |
| 25 | Bank of America | F | 13 | 2 | 38.5% | 6.31% |
Best approval odds in Prince George County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Rocket Mortgage | 86 | 17.4% |
| 2 | Virginia Credit Union | 50 | 26.0% |
| 3 | Truist Bank | 64 | 35.9% |
| 4 | Triad Financial Services | 71 | 59.2% |
| 5 | Tammac Holdings | 55 | 78.2% |
| 6 | Vanderbilt Mortgage and Finance | 69 | 91.3% |
What Prince George County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Prince George County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,375 | 664 | 27.2% | 6.63% | $205,000 |
| 2024 | 1,367 | 726 | 23.6% | 6.63% | $225,000 |
| 2025 | 1,505 | 779 | 23.5% | 6.60% | $225,000 |
Frequently asked questions
23.5% of applications in Prince George County were denied in 2025, against 15.9% statewide in Virginia.
Vanderbilt Mortgage and Finance, with 122 applications in 2025 and a denial rate of 51.6%.
The median mortgage application in Prince George County in 2025 was for $225,000; the median property value on originated loans was $375,000.