Triad Financial Services in Virginia vs the state
56.8%Denial rate+40.89 pts vs state
56.8%Decision denial rate+36.58 pts vs state
12.4%Origination rate-47.10 pts vs state
8.56%Median rate+1.93 pts vs state
2.78Rate spread (pts)+2.56 pts vs state
$58kMedian applicant income
40Loans originated
183Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 269 | 25 | 66.2% | 9.25% | #158 |
| 2024 | 303 | 39 | 63.7% | 8.65% | #154 |
| 2025 | 322 | 40 | 56.8% | 8.56% | #153 |
What Triad Financial Services lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Triad Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George County | 71 | 14 | 42 | 59.2% |
| Augusta County | 44 | 4 | 24 | 54.5% |
| Frederick County | 24 | 2 | 15 | 62.5% |
| Lee County | 9 | 0 | 6 | 66.7% |
| Rockingham County | 9 | 2 | 4 | 44.4% |
| Spotsylvania County | 8 | 0 | 6 | 75.0% |
| Wise County | 8 | 1 | 5 | 62.5% |
| Buchanan County | 8 | 0 | 6 | 75.0% |
| Dickenson County | 8 | 2 | 0 | 0.0% |
| Danville city | 7 | 0 | 5 | 71.4% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 322 applications in 2025, of which 40 were originated and 183 denied.
56.8% of all applications, or 56.8% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Triad Financial Services originated in Virginia in 2025 was 8.56%, against a statewide median of 6.63%.
About this data. Figures are Triad Financial Services's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology