Largest lenders in Dickenson County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Vanderbilt Mortgage and Finance | F | 50 | 11 | 32.0% | 9.50% |
| 2 | Eastman Credit Union | D | 43 | 24 | 25.6% | 7.81% |
| 3 | Farmers and Miners Bank | – | 22 | 21 | 4.6% | — |
| 4 | Truist Bank | C | 19 | 7 | 47.4% | 8.24% |
| 5 | Rocket Mortgage | C | 18 | 14 | 22.2% | 6.50% |
| 6 | 21st Mortgage | F | 13 | 6 | 15.4% | 9.52% |
| 7 | Coastal Community Bank | C | 11 | 3 | 0.0% | 10.24% |
| 8 | Credit Human Federal Credit Union | D | 8 | 0 | 75.0% | — |
| 9 | Triad Financial Services | D | 8 | 2 | 0.0% | 9.17% |
| 10 | Appalachian Community Federal Credit Union | C | 8 | 2 | 12.5% | — |
| 11 | AmeriSave Mortgage | D | 7 | 2 | 71.4% | 5.75% |
| 12 | Mortgage Research Center | C | 6 | 4 | 16.7% | 6.56% |
| 13 | Movement Mortgage | A | 6 | 6 | 0.0% | 6.81% |
| 14 | Crosscountry Mortgage | B | 5 | 3 | 20.0% | 6.75% |
| 15 | Broker Solutions | D | 5 | 0 | 0.0% | — |
| 16 | Community Trust Bank | B | 5 | 4 | 20.0% | 6.56% |
What Dickenson County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Dickenson County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 260 | 112 | 29.6% | 7.49% | $95,000 |
| 2024 | 237 | 118 | 27.4% | 7.28% | $95,000 |
| 2025 | 314 | 139 | 23.9% | 7.25% | $105,000 |
Frequently asked questions
23.9% of applications in Dickenson County were denied in 2025, against 15.9% statewide in Virginia.
Vanderbilt Mortgage and Finance, with 50 applications in 2025 and a denial rate of 32.0%.
The median mortgage application in Dickenson County in 2025 was for $105,000; the median property value on originated loans was $155,000.