AmeriSave Mortgage in Virginia vs the state
57.3%Denial rate+41.35 pts vs state
64.5%Decision denial rate+44.21 pts vs state
30.8%Origination rate-28.77 pts vs state
8.25%Median rate+1.63 pts vs state
2.43Rate spread (pts)+2.21 pts vs state
$80kMedian applicant income
957Loans originated
1,783Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,819 | 465 | 22.4% | 6.00% | #19 |
| 2024 | 3,443 | 593 | 67.3% | 9.38% | #19 |
| 2025 | 3,112 | 957 | 57.3% | 8.25% | #27 |
What AmeriSave Mortgage lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 238 | 71 | 139 | 58.4% |
| Virginia Beach city | 177 | 47 | 114 | 64.4% |
| Chesterfield County | 169 | 53 | 97 | 57.4% |
| Prince William County | 143 | 46 | 74 | 51.7% |
| Loudoun County | 137 | 50 | 71 | 51.8% |
| Henrico County | 125 | 44 | 64 | 51.2% |
| Chesapeake city | 107 | 31 | 63 | 58.9% |
| Stafford County | 74 | 29 | 42 | 56.8% |
| Spotsylvania County | 67 | 27 | 30 | 44.8% |
| Norfolk city | 67 | 12 | 43 | 64.2% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 3,112 applications in 2025, of which 957 were originated and 1,783 denied.
57.3% of all applications, or 64.5% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans AmeriSave Mortgage originated in Virginia in 2025 was 8.25%, against a statewide median of 6.63%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology