Tammac Holdings in Virginia vs the state
72.0%Denial rate+56.08 pts vs state
72.0%Decision denial rate+51.77 pts vs state
8.3%Origination rate-51.26 pts vs state
9.18%Median rate+2.55 pts vs state
3.31Rate spread (pts)+3.09 pts vs state
$58kMedian applicant income
18Loans originated
157Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 99 | 7 | 67.7% | 10.10% | #265 |
| 2024 | 141 | 18 | 69.5% | 10.78% | #235 |
| 2025 | 218 | 18 | 72.0% | 9.18% | #199 |
What Tammac Holdings lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Tammac Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George County | 55 | 1 | 43 | 78.2% |
| Augusta County | 37 | 7 | 21 | 56.8% |
| Caroline County | 12 | 0 | 12 | 100.0% |
| Rockingham County | 6 | 2 | 3 | 50.0% |
| Prince William County | 6 | 0 | 4 | 66.7% |
| Stafford County | 6 | 2 | 4 | 66.7% |
| Salem city | 6 | 2 | 4 | 66.7% |
| Chesterfield County | 5 | 0 | 5 | 100.0% |
| Staunton city | 5 | 0 | 3 | 60.0% |
| James City County | 4 | 0 | 4 | 100.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 218 applications in 2025, of which 18 were originated and 157 denied.
72.0% of all applications, or 72.0% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Tammac Holdings originated in Virginia in 2025 was 9.18%, against a statewide median of 6.63%.
About this data. Figures are Tammac Holdings's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology