Largest lenders in DeWitt County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | 21st Mortgage | F | 67 | 20 | 29.9% | 9.56% |
| 2 | Triad Financial Services | D | 28 | 4 | 50.0% | 8.43% |
| 3 | Crossroads Bank | – | 27 | 25 | 0.0% | — |
| 4 | Texas Dow Employees Credit Union | D | 24 | 22 | 8.3% | 7.25% |
| 5 | Rocket Mortgage | C | 22 | 14 | 31.8% | 5.99% |
| 6 | Countryplace Mortgage | F | 16 | 4 | 12.5% | 6.88% |
| 7 | TrustTexas Bank | – | 16 | 10 | 18.8% | — |
| 8 | Vanderbilt Mortgage and Finance | F | 15 | 3 | 60.0% | 11.50% |
| 9 | Randolph-Brooks Federal Credit Union | C | 12 | 4 | 8.3% | 7.13% |
| 10 | United Shore Financial Services | B | 12 | 9 | 0.0% | 6.13% |
| 11 | Prosperity Bank | D | 12 | 4 | 8.3% | 7.06% |
| 12 | Union Home Mortgage | B | 9 | 6 | 0.0% | 6.69% |
| 13 | Credit Human Federal Credit Union | D | 8 | 0 | 62.5% | — |
| 14 | Wells Fargo Bank | B | 6 | 3 | 16.7% | 6.25% |
| 15 | American Liberty Mortgage | B | 6 | 3 | 0.0% | 5.88% |
| 16 | Tammac Holdings | D | 6 | 0 | 66.7% | — |
| 17 | Guild Mortgage | A | 6 | 4 | 0.0% | 6.50% |
| 18 | Southwest Stage Funding | F | 6 | 2 | 0.0% | 6.48% |
| 19 | The Yoakum National Bank | – | 6 | 4 | 33.3% | — |
What DeWitt County borrowers applied for
By loan purpose
By loan type
Why applications were denied
DeWitt County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 446 | 192 | 32.1% | 7.20% | $125,000 |
| 2024 | 417 | 198 | 27.8% | 6.88% | $145,000 |
| 2025 | 440 | 208 | 23.0% | 6.88% | $155,000 |
Frequently asked questions
23.0% of applications in DeWitt County were denied in 2025, against 19.4% statewide in Texas.
21st Mortgage, with 67 applications in 2025 and a denial rate of 29.9%.
The median mortgage application in DeWitt County in 2025 was for $155,000; the median property value on originated loans was $215,000.