Largest lenders in Roosevelt County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Primary Residential Mortgage | C | 75 | 53 | 5.3% | 6.63% |
| 2 | Bell Bank | A | 46 | 41 | 2.2% | 6.38% |
| 3 | Rocket Mortgage | C | 33 | 21 | 24.2% | 6.63% |
| 4 | 21st Mortgage | F | 29 | 2 | 65.5% | 11.02% |
| 5 | Mortgage Research Center | C | 22 | 17 | 9.1% | 6.25% |
| 6 | Pennymac Loan Services | C | 15 | 3 | 6.7% | 6.25% |
| 7 | United Shore Financial Services | B | 14 | 10 | 14.3% | 6.72% |
| 8 | Navy Federal Credit Union | D | 11 | 6 | 9.1% | 9.30% |
| 9 | U.S. Bank | D | 9 | 3 | 55.6% | 7.75% |
| 10 | AmeriSave Mortgage | D | 9 | 3 | 66.7% | 8.50% |
| 11 | Triad Financial Services | D | 9 | 2 | 22.2% | 7.97% |
| 12 | Loandepot.Com | D | 9 | 4 | 33.3% | 7.87% |
| 13 | First Financial Credit Union | D | 8 | 3 | 50.0% | 6.50% |
| 14 | Broker Solutions | D | 7 | 1 | 28.6% | 6.38% |
| 15 | Countryplace Mortgage | F | 6 | 1 | 66.7% | 10.54% |
| 16 | Ranlife | B | 5 | 3 | 0.0% | 6.88% |
| 17 | Freedom Mortgage | B | 5 | 0 | 0.0% | — |
| 18 | Waterstone Mortgage | C | 5 | 5 | 0.0% | 7.31% |
Best approval odds in Roosevelt County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Primary Residential Mortgage | 57 | 7.0% |
What Roosevelt County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Roosevelt County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 372 | 196 | 18.6% | 6.75% | $135,000 |
| 2024 | 391 | 229 | 18.4% | 6.75% | $125,000 |
| 2025 | 410 | 230 | 19.5% | 6.63% | $145,000 |
Frequently asked questions
19.5% of applications in Roosevelt County were denied in 2025, against 18.6% statewide in New Mexico.
Primary Residential Mortgage, with 75 applications in 2025 and a denial rate of 5.3%.
The median mortgage application in Roosevelt County in 2025 was for $145,000; the median property value on originated loans was $185,000.