Countryplace Mortgage in New Mexico vs the state
47.3%Denial rate+28.68 pts vs state
82.5%Decision denial rate+57.82 pts vs state
10.0%Origination rate-43.30 pts vs state
8.69%Median rate+2.06 pts vs state
2.43Rate spread (pts)+2.05 pts vs state
$76kMedian applicant income
24Loans originated
113Denied
Trend in New Mexico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 143 | 16 | 67.8% | 7.39% | #82 |
| 2024 | 180 | 21 | 57.8% | 8.49% | #73 |
| 2025 | 239 | 24 | 47.3% | 8.69% | #69 |
What Countryplace Mortgage lends in New Mexico
By loan purpose
By loan type
Why it denied New Mexico applicants
Where in New Mexico
Counties with the most Countryplace Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Chaves County | 29 | 0 | 12 | 41.4% |
| Lea County | 27 | 6 | 12 | 44.4% |
| Eddy County | 17 | 1 | 11 | 64.7% |
| Doña Ana County | 17 | 3 | 8 | 47.1% |
| Rio Arriba County | 13 | 3 | 3 | 23.1% |
| Sandoval County | 12 | 0 | 5 | 41.7% |
| Valencia County | 11 | 1 | 4 | 36.4% |
| Santa Fe County | 10 | 0 | 8 | 80.0% |
| Otero County | 10 | 0 | 1 | 10.0% |
| Bernalillo County | 10 | 1 | 5 | 50.0% |
Other large lenders in New Mexico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 4,440 | 20.5% | 6.75% |
| 21st Mortgage | F | 3,992 | 45.5% | 9.60% |
| United Shore Financial Services | B | 3,251 | 12.8% | 6.13% |
| Guild Mortgage | A | 3,186 | 4.3% | 6.63% |
| Nusenda | D | 2,962 | 13.7% | 8.00% |
| Waterstone Mortgage | C | 2,740 | 3.2% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 2,085 | 46.4% | 9.99% |
| Sunward Federal Credit Union | B | 1,765 | 9.1% | 6.50% |
| Mortgage Research Center | C | 1,683 | 15.9% | 6.25% |
| Primary Residential Mortgage | C | 1,497 | 4.9% | 6.63% |
Frequently asked questions
New Mexico: 239 applications in 2025, of which 24 were originated and 113 denied.
47.3% of all applications, or 82.5% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.
The median rate on loans Countryplace Mortgage originated in New Mexico in 2025 was 8.69%, against a statewide median of 6.63%.
About this data. Figures are Countryplace Mortgage's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology