Dunklin County, Missouri · 2025

Mortgage lenders in Dunklin County, MO: denial rates and top lenders (2025)

79 lenders acted on 467 mortgage applications for properties in Dunklin County in 2025. 21.6% were denied (Missouri: 15.1%). Median rate on closed loans 6.75%; median loan $105,000; median property value $145,000.

467Applications
21.6%Denial ratestate 15.1%
6.75%Median ratestate 6.63%
$105,000Median loan
$145,000Median property value

Largest lenders in Dunklin County

#LenderGradeApplicationsOriginatedDenial rateMedian rate
1 DAS Acquisition Company B 7865 1.3%6.75%
2 Southern Bank A 5042 8.0%7.25%
3 First State Community Bank C 4224 21.4%7.50%
4 Rocket Mortgage C 3325 24.2%6.50%
5 Vanderbilt Mortgage and Finance F 220 68.2%
6 Mortgage Research Center C 168 25.0%6.38%
7 Pennymac Loan Services C 152 6.7%5.68%
8 Flanagan State Bank D 1511 20.0%6.75%
9 AmeriSave Mortgage D 130 92.3%
10 New Day Financial F 93 22.2%6.49%
11 Flat Branch Mortgage A 86 12.5%6.69%
12 CMG Mortgage A 85 0.0%6.38%
13 Newrez D 80 37.5%
14 Fairway Independent Mortgage B 77 0.0%6.75%
15 Freedom Mortgage B 73 14.3%6.75%
16 Sterling Bank 75 14.3%
17 Village Capital & Investment C 62 16.7%6.37%
18 Triad Financial Services D 50 100.0%
19 Focus Bank C 54 20.0%

Best approval odds in Dunklin County

Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.

#LenderDecidedDecision denial rate
1DAS Acquisition Company741.4%

What Dunklin County borrowers applied for

By loan purpose

Home purchase 263 56% · 16.4% denied
Refinance 73 16% · 13.7% denied
Cash-out refinance 72 15% · 40.3% denied
Home improvement 36 8% · 25.0% denied
Other / HELOC 23 5% · 43.5% denied

By loan type

Conventional 243 52% · 29.2% denied
FHA 104 22% · 15.4% denied
VA 53 11% · 15.1% denied
USDA / RHS 67 14% · 9.0% denied

Why applications were denied

Credit history 40 41%
Debt-to-income ratio 17 17%
Collateral 12 12%
Incomplete application 10 10%
Unverifiable information 8 8%
Other 5 5%
Employment history 4 4%
Insufficient cash 2 2%

Dunklin County by year

YearApplicationsOriginatedDenial rateMedian rateMedian loan
202344622123.5%6.99%$95,000
202443722923.3%6.99%$105,000
202546725921.6%6.75%$105,000

Frequently asked questions

21.6% of applications in Dunklin County were denied in 2025, against 15.1% statewide in Missouri.

DAS Acquisition Company, with 78 applications in 2025 and a denial rate of 1.3%.

The median mortgage application in Dunklin County in 2025 was for $105,000; the median property value on originated loans was $145,000.