Largest lenders in Union County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Fifth Third Bank | D | 50 | 31 | 24.0% | 8.50% |
| 2 | DAS Acquisition Company | B | 17 | 15 | 0.0% | 6.75% |
| 3 | Liberty | B | 16 | 9 | 25.0% | 6.38% |
| 4 | Rocket Mortgage | C | 11 | 8 | 27.3% | 7.12% |
| 5 | Old National Bank | B | 11 | 8 | 18.2% | 6.19% |
| 6 | Stockton Mortgage | D | 10 | 9 | 10.0% | 6.88% |
| 7 | Mortgage Research Center | C | 10 | 4 | 30.0% | 6.19% |
| 8 | Vanderbilt Mortgage and Finance | F | 10 | 0 | 30.0% | — |
| 9 | AmeriSave Mortgage | D | 9 | 1 | 66.7% | 7.13% |
| 10 | 21st Mortgage | F | 8 | 0 | 75.0% | — |
| 11 | Planters Bank | A | 8 | 8 | 0.0% | — |
| 12 | Newrez | D | 7 | 0 | 42.9% | — |
| 13 | Broker Solutions | D | 7 | 3 | 28.6% | 7.13% |
| 14 | Pennymac Loan Services | C | 6 | 3 | 0.0% | 5.63% |
| 15 | Farmers Bank and Trust | B | 6 | 5 | 0.0% | — |
| 16 | Luminate Bank | B | 5 | 5 | 0.0% | 6.88% |
| 17 | Freedom Mortgage | B | 5 | 2 | 0.0% | 6.75% |
| 18 | Mortgage Masters of Indiana | B | 5 | 5 | 0.0% | 6.38% |
What Union County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Union County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 241 | 129 | 26.6% | 7.06% | $95,000 |
| 2024 | 263 | 140 | 28.5% | 7.13% | $105,000 |
| 2025 | 282 | 150 | 22.7% | 6.75% | $105,000 |
Frequently asked questions
22.7% of applications in Union County were denied in 2025, against 18.8% statewide in Kentucky.
Fifth Third Bank, with 50 applications in 2025 and a denial rate of 24.0%.
The median mortgage application in Union County in 2025 was for $105,000; the median property value on originated loans was $175,000.