Mortgage Masters of Indiana in Kentucky vs the state
2.7%Denial rate-16.14 pts vs state
3.0%Decision denial rate-20.50 pts vs state
85.3%Origination rate+27.29 pts vs state
6.63%Median rate-0.13 pts vs state
0.55Rate spread (pts)+0.24 pts vs state
$76kMedian applicant income
64Loans originated
2Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 47 | 42 | 6.4% | 6.63% | #243 |
| 2024 | 39 | 32 | 5.1% | 6.50% | #273 |
| 2025 | 75 | 64 | 2.7% | 6.63% | #233 |
What Mortgage Masters of Indiana lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Mortgage Masters of Indiana applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Henderson County | 26 | 24 | 1 | 3.8% |
| Hopkins County | 18 | 15 | 0 | 0.0% |
| Muhlenberg County | 6 | 6 | 0 | 0.0% |
| Webster County | 6 | 4 | 1 | 16.7% |
| Union County | 5 | 5 | 0 | 0.0% |
| Daviess County | 5 | 4 | 0 | 0.0% |
| Hancock County | 3 | 1 | 0 | 0.0% |
| Kenton County | 1 | 1 | 0 | 0.0% |
| Lyon County | 1 | 1 | 0 | 0.0% |
| Campbell County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 75 applications in 2025, of which 64 were originated and 2 denied.
2.7% of all applications, or 3.0% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Mortgage Masters of Indiana originated in Kentucky in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Mortgage Masters of Indiana's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology