DAS Acquisition Company · Kentucky · 2025

DAS Acquisition Company in Kentucky: approval rate, denial rate and rates (2025)

DAS Acquisition Company took 205 mortgage applications in Kentucky in 2025, ranking #143 of 856 lenders active in the state. It originated 81.0% of them and denied 0.5% (0.5% of the applications it decided), against a statewide denial rate of 18.8%.

205Applicationsin KY
0.5%Decision denial ratestate 23.5%
6.56%Median ratestate 6.75%
$215,000Median loanstate $155,000
$39MVolume48 counties

DAS Acquisition Company in Kentucky vs the state

0.5%Denial rate-18.32 pts vs state
0.5%Decision denial rate-22.95 pts vs state
81.0%Origination rate+22.94 pts vs state
6.56%Median rate-0.19 pts vs state
0.54Rate spread (pts)+0.23 pts vs state
$84kMedian applicant income
166Loans originated
1Denied

Trend in Kentucky

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231691311.8%6.88%#143
20241781441.7%6.75%#141
20252051660.5%6.56%#143

What DAS Acquisition Company lends in Kentucky

By loan purpose

Home purchase 182 89% · 0.6% denied
Refinance 13 6% · 0.0% denied
Cash-out refinance 10 5% · 0.0% denied

By loan type

Conventional 83 40% · 0.0% denied
FHA 77 38% · 0.0% denied
VA 21 10% · 0.0% denied
USDA / RHS 24 12% · 4.2% denied

Why it denied Kentucky applicants

Debt-to-income ratio 1 100%

Where in Kentucky

Counties with the most DAS Acquisition Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Franklin County 25190 0.0%
Madison County 22190 0.0%
Union County 17150 0.0%
Crittenden County 13100 0.0%
Kenton County 1180 0.0%
Hopkins County 1170 0.0%
Rockcastle County 871 12.5%
Campbell County 760 0.0%
Anderson County 750 0.0%
Pulaski County 640 0.0%

Other large lenders in Kentucky

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 8,42018.1%6.75%
Vanderbilt Mortgage and FinanceF 8,22044.8%9.50%
United Shore Financial ServicesB 6,8719.8%6.50%
Fifth Third BankD 5,66325.5%7.75%
U.S. BankD 4,88729.5%7.00%
Mortgage Research CenterC 3,61718.0%6.25%
PNC BankD 3,58523.7%7.40%
21st MortgageF 3,47848.0%9.95%
CommonwealthC 3,27024.9%7.25%
Stockton MortgageD 3,2556.1%6.63%

Frequently asked questions

Kentucky: 205 applications in 2025, of which 166 were originated and 1 denied.

0.5% of all applications, or 0.5% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.

The median rate on loans DAS Acquisition Company originated in Kentucky in 2025 was 6.56%, against a statewide median of 6.75%.

About this data. Figures are DAS Acquisition Company's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology