Largest lenders in Greenup County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | City National Bank of West Virginia | C | 195 | 126 | 25.1% | 6.29% |
| 2 | Members Choice | C | 82 | 56 | 12.2% | — |
| 3 | Vanderbilt Mortgage and Finance | F | 82 | 14 | 37.8% | 10.12% |
| 4 | Peoples Bank | C | 68 | 38 | 30.9% | 7.50% |
| 5 | United Shore Financial Services | B | 66 | 46 | 12.1% | 6.62% |
| 6 | Rocket Mortgage | C | 53 | 38 | 18.9% | 6.56% |
| 7 | Equity Prime Mortgage | D | 50 | 28 | 4.0% | 6.56% |
| 8 | Mortgage Research Center | C | 50 | 24 | 20.0% | 6.25% |
| 9 | Stockton Mortgage | D | 45 | 27 | 11.1% | 7.00% |
| 10 | Fifth Third Bank | D | 38 | 16 | 42.1% | 7.31% |
| 11 | Desco | C | 37 | 28 | 10.8% | 6.19% |
| 12 | Community Trust Bank | B | 35 | 22 | 17.1% | 7.00% |
| 13 | ASHLAND Credit Union | C | 31 | 15 | 41.9% | 6.50% |
| 14 | PNC Bank | D | 30 | 15 | 33.3% | 7.19% |
| 15 | AmeriSave Mortgage | D | 28 | 5 | 64.3% | 8.38% |
| 16 | The Commercial Bank of Grayson | A | 27 | 25 | 0.0% | — |
| 17 | Credit Human Federal Credit Union | D | 23 | 1 | 91.3% | 8.30% |
| 18 | Bayshore Mortgage Funding | C | 23 | 17 | 4.4% | 6.88% |
| 19 | U.S. Bank | D | 22 | 8 | 40.9% | 7.28% |
| 20 | Movement Mortgage | A | 22 | 11 | 4.6% | 6.88% |
| 21 | Coastal Community Bank | C | 21 | 2 | 0.0% | 9.74% |
| 22 | Triad Financial Services | D | 20 | 1 | 60.0% | 8.87% |
| 23 | Pennymac Loan Services | C | 17 | 5 | 11.8% | 5.99% |
| 24 | Kentucky Farmers Bank | D | 16 | 9 | 12.5% | — |
| 25 | Broker Solutions | D | 15 | 6 | 0.0% | 7.06% |
Best approval odds in Greenup County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | United Shore Financial Services | 58 | 13.8% |
| 2 | Members Choice | 70 | 14.3% |
| 3 | City National Bank of West Virginia | 185 | 26.5% |
| 4 | Peoples Bank | 59 | 35.6% |
What Greenup County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Greenup County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 1,205 | 655 | 24.7% | 6.75% | $105,000 |
| 2024 | 1,166 | 644 | 23.8% | 6.88% | $115,000 |
| 2025 | 1,430 | 725 | 23.6% | 6.63% | $115,000 |
Frequently asked questions
23.6% of applications in Greenup County were denied in 2025, against 18.8% statewide in Kentucky.
City National Bank of West Virginia, with 195 applications in 2025 and a denial rate of 25.1%.
The median mortgage application in Greenup County in 2025 was for $115,000; the median property value on originated loans was $185,000.