Kentucky Farmers Bank in Kentucky vs the state
10.9%Denial rate-7.87 pts vs state
15.9%Decision denial rate-7.58 pts vs state
57.0%Origination rate-1.01 pts vs state
—Median rate
—Rate spread (pts)
$84kMedian applicant income
73Loans originated
14Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 110 | 64 | 16.4% | — | #167 |
| 2024 | 124 | 65 | 25.0% | — | #170 |
| 2025 | 128 | 73 | 10.9% | — | #182 |
What Kentucky Farmers Bank lends in Kentucky
By loan purpose
By loan type
Where in Kentucky
Counties with the most Kentucky Farmers Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Boyd County | 78 | 46 | 10 | 12.8% |
| Lawrence County | 17 | 9 | 1 | 5.9% |
| Greenup County | 16 | 9 | 2 | 12.5% |
| Carter County | 12 | 7 | 1 | 8.3% |
| Madison County | 1 | 0 | 0 | 0.0% |
| Elliott County | 1 | 1 | 0 | 0.0% |
| Fayette County | 1 | 1 | 0 | 0.0% |
| Martin County | 1 | 0 | 0 | 0.0% |
| Rowan County | 1 | 0 | 0 | 0.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 128 applications in 2025, of which 73 were originated and 14 denied.
10.9% of all applications, or 15.9% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Kentucky Farmers Bank's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology