Movement Mortgage in Kentucky vs the state
4.8%Denial rate-14.01 pts vs state
5.6%Decision denial rate-17.85 pts vs state
68.1%Origination rate+10.08 pts vs state
6.63%Median rate-0.13 pts vs state
0.54Rate spread (pts)+0.23 pts vs state
$81kMedian applicant income
312Loans originated
22Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 356 | 218 | 8.7% | 6.69% | #88 |
| 2024 | 279 | 175 | 5.0% | 6.75% | #104 |
| 2025 | 458 | 312 | 4.8% | 6.63% | #85 |
What Movement Mortgage lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Movement Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 115 | 89 | 0 | 0.0% |
| Boyd County | 36 | 19 | 1 | 2.8% |
| Warren County | 30 | 21 | 2 | 6.7% |
| Greenup County | 22 | 11 | 1 | 4.5% |
| Hopkins County | 20 | 9 | 5 | 25.0% |
| Bullitt County | 14 | 13 | 0 | 0.0% |
| Daviess County | 13 | 9 | 1 | 7.7% |
| Shelby County | 12 | 10 | 0 | 0.0% |
| Fayette County | 10 | 6 | 1 | 10.0% |
| Kenton County | 10 | 5 | 3 | 30.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 458 applications in 2025, of which 312 were originated and 22 denied.
4.8% of all applications, or 5.6% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Movement Mortgage originated in Kentucky in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Movement Mortgage's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology